QM lending programs

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12-MONTH BANK STATEMENT

Qualify with 100% on personal account deposits and

50% on business account deposits

  • Loan amounts up to $4M
  • Max 90% LTV
  • Min 600 FICO
  • Self-Employed and 1099 Borrowers

INVESTOR CASH FLOW / DSCR

Available on SFRs, 2-4 Units, Condos, Townhomes,

Condotels, and Non-Warrantable Condos

  • Loan amounts up to $3M
  • Min 600 FICO
  • Non-Owner Occupied only
  • No income or job verification