30-Year Residential Loans – Investor Direct Program

Commercial solutions for residential rental properties nationwide.

 

Program Highlights: 

  • 80% LTV for Purchase or Rate and Term Refinance (1.00%+ DSCR)
  • 75% LTV for Cash-Out Refinance (1.00%+ DSCR)
  • Gift Funds Allowed
  • Vacant properties allowed 
  • Up to $3.5MM Loan Amount
  • < 1.00 Ratio Allowed Up to 70% LTV
  • 30-year and 40-year Options are Available
  • Enhanced Pricing on > 1.25 Ratio
  • I/O Feature Available
  • Short-term rentals, Airbnb, VRBO, Lease over 1007 income
  • Minimum credit score 660+ (Max 70% Purchase Leverage 660-679)